WILLEMSTAD – The growing use of artificial intelligence and rapid digitalization are increasing exposure to cyber threats within the financial sector of Curaçao and Sint Maarten, according to the 2026 Financial Stability Report released by the Central Bank of Curaçao and Sint Maarten.
The CBCS warned that cyber risk has become one of the major emerging threats facing financial stability in the monetary union.
According to the report, geopolitical tensions, volatility in global financial markets, and cyber threats are all contributing to increased risks for the banking and financial system.
The central bank specifically highlighted how artificial intelligence and expanding digital financial services are increasing the complexity of cybersecurity challenges.
As financial institutions become more dependent on digital infrastructure and online services, authorities say cyber resilience is becoming increasingly important for protecting financial stability.
The CBCS stated that strengthening cybersecurity preparedness remains one of its top priorities alongside climate-related financial risks.
Globally, financial regulators have been warning about the growing risks of cyberattacks targeting banks, payment systems, insurance companies, and digital financial platforms.
The CBCS report indicates that Curaçao and Sint Maarten are not immune to those international developments, particularly as financial systems on the islands continue modernizing and adopting more digital technologies.
CBCS President Richard Doornbosch said the institution will continue strengthening its regulatory and supervisory framework in order to safeguard financial stability amid the increasingly uncertain global environment.