WILLEMSTAD – The financial sector of Curaçao and Sint Maarten remained resilient throughout 2025, but the outlook has become increasingly uncertain due to rising geopolitical tensions, global market volatility, and growing cyber threats, according to the 2026 Financial Stability Report released by the Central Bank of Curaçao and Sint Maarten (CBCS).
The report states that banks, insurers, and pension funds continued to benefit from strong economic growth, healthy liquidity and capital buffers, and sustained expansion in tourism and real estate during 2025. Together, financial institutions within the monetary union now hold assets totaling approximately 28.8 billion guilders, equivalent to nearly three times the combined GDP of Curaçao and Sint Maarten.
However, the CBCS warns that risks to financial stability have increased significantly.
According to the report, global geopolitical tensions, instability in international financial markets, and rising cyber risks are creating a more challenging environment for the islands’ financial system. The central bank also pointed to the growing use of artificial intelligence and rapid digitalization as factors increasing exposure to cyber threats.
CBCS President Richard Doornbosch said the institution continues strengthening supervision and regulation in response to growing uncertainty.
“While the financial sector in Curaçao and Sint Maarten remains resilient, the global environment has become increasingly uncertain,” Doornbosch stated.
The central bank said it will continue prioritizing cyber resilience and climate-related risks as part of its financial stability framework.