WILLEMSTAD – A modern, inclusive and secure payments landscape is one of the core objectives of the CBCS for the period 2026–2028. The Strategic Plan outlines initiatives to expand instant payments, promote interoperability with regional and European systems, and assess the potential use of tokenization in payments.
The central bank aims to improve access to digital payment solutions, particularly for individuals and businesses currently excluded from the banking system. The implementation of the Basic Bank Account Act is seen as a key instrument to promote financial inclusion and ensure access to essential payment services.
At the same time, the CBCS plans to strengthen cybersecurity across the payments sector, including the introduction of verification-of-payee mechanisms to prevent fraud. These measures are intended to support economic growth while safeguarding the integrity of the financial system.