WILLEMSTAD – The Algemeen Pensioenfonds van Curaçao (APC) says its mission extends beyond managing pensions, highlighting a series of investments and community initiatives aimed at strengthening Curaçao's long-term social and economic development.
Under the theme "More than a Pension – Active in Life," APC's 2025 Annual Report outlines how the organization continued to invest in participant services, education, digital inclusion and local development during the past year.
Among the initiatives highlighted are the Pension Information Days, where active employees, pensioners and future retirees received guidance on retirement planning and pension options. APC also expanded its digital communication channels to improve accessibility for participants.
The pension fund continued supporting senior citizens through its Tech Bo Wela program, which helps older adults become more confident using digital technology.
In higher education, APC maintained its support for the APC Chair in Pension Management at the University of Curaçao, promoting research and dialogue on pensions, population aging and broader social issues.
The organization also pointed to its role as a long-term investor in Curaçao through local financing, real estate projects and economic development initiatives.
One of the year's major milestones was the positive preliminary assessment of the Waterfort Plaza master plan in Punda. APC noted that the project has since been nominated for the World Architecture Festival 2026.
Other developments, including the Brakkeput Noord project, were also cited as examples of APC's commitment to creating sustainable value for Curaçao while protecting the interests of the pension fund and its participants.
Board Chair Cindy Jozefa-Do Rego said the organization intends to continue serving as more than a pension administrator.
"Pensions are about financial security, but also about trust, independence and dignity," she said. "The Fund's strong position provides us with the foundation to continue building a future in which our participants can rely on APC."